Investment Management Strategy
Do you have a sound investment strategy?
At Victory Wealth Partners, we implement a disciplined, non-emotional, math-based investment selection and monitoring process. Our Tactical models are a modern-day approach to investing. Victory’s rules-based portfolio management system has three main goals:
1. We want to identify areas of strength and positive momentum.
2. We want to reduce volatility
3. We aim to take advantage of market opportunities.
Through these three goals, we shape the steps of our investment methodology for our clients. Our Investment Committee meets with eight other Investment Committees across the nation who utilizes this same math-based approach. There are over 150 years of combined investment management experience using this approach.
Step 1: Should We Be Fully Invested?
The first step of the Victory Wealth Partners investing process is to decide whether we should be fully invested. We track six indicators that help determine the overall strength of the stock and bond market. The overall strength of these indicators determine how fully invested we are versus taking a more cautious approach.
Step 2: Should We Generally Be in Stocks or Bonds?
Based on the strength of our long-term indicators from step 1, we look for the most promising areas. One way is to observe the relative strength between stocks and bonds. Asset class group scores also assist in identifying areas of strength.
Step 3: Where Should We Be Invested?
Once relative strength and asset class group scores confirm promising areas, we overlay them with other screens which evaluates six broad-based asset classes using a relative strength matrix comprised of a diversified universe of all the asset classes. From these rankings, we can decide which investment styles and sectors we should be invested in. We seek to capture those asset classes and sectors that have strong performance momentum while avoiding those with declining momentum.
Step 4: What Funds or ETF’s Should We Choose?
Now that we have a general idea of which areas of the market are performing best, we conduct various investment screenings to identify the most appropriate line-up. The relative strength matrix helps us determine which funds/ETF’s are outperforming versus their peers. We also use a separate fiduciary scoring system covering 11 different criteria.
In today’s increasingly volatile investment landscape, we provide investors with real-world strategies. Thanks to our systematic, math-based process of market analysis, investing is process driven with out the distraction of emotions and media hype. The old investing mantra of “buy and hold” no longer applies, as we enter a new era of financial technology and instant information. Instead, we employ a modern approach using technology to stack the odds in favor of our investors.
The opinions voiced in this website are for general information only and are not intended to provide specific advice or recommendations for any individual. All indices are unmanaged and not be invested into directly. The Information in this website, including statements concerning financial market trends, is based on current market conditions, which will fluctuate and may be superseded by subsequent market events or for other reasons. This website section was created for educational and informational purposes only and is not intended as ERISA, tax, legal, or investment advice. If you are seeking investment advice specific to your needs, such advice services must be obtained on your own separate from this educational website.
Social Security Planning
Have you established an appropriate retirement horizon?
Social Security planning is an important part of your overall retirement plan. Determining when to start receiving social security income is critical.
We assist our clients in determining their appropriate retirement horizon, along with the benefits of various social security retirement strategies. An established time horizon allows you the ability to properly forecast your projected income, living expenses, and an emergency fund as you near retirement.
How will your family be provided for in the event of your death?
In the event of illness, incapacitation or death, it is imperative that you protect and provide explicit directives on the management of your assets. Wills, durable power of attorneys and health care directives are basic legal documents that nearly all retirees should be considering.
Retirees with more substantial estates may want to consider establishing specialized trusts to protect spouses, children and charities from estate taxes. We highly recommend creating the appropriate legal documents while you are not under medical or emotional duress.
Are your financial assets protected in the event of tragedy?
Your retirement assets can be subject to loss in the event of a lawsuit settlement due to an auto, home or property accident. We conduct a thorough analysis of our client’s auto, property and business insurance. In addition we review our client’s life, disability, medical and long-term care insurance to determine their appropriate liability insurance coverages required to meet their individual needs. Our goal is to educate our clients and provide them with recommendations for comprehensive insurance coverages.
How will your children pay for their higher education?
At Victory Wealth Partners, we work collaboratively with our clients to devise an investment strategy that meets the future educational goals and objectives of your children and grandchildren.
We can provide counsel on how to initiate College 529 Plans and other investment strategies that are perfectly tailored for your family and your loved ones educational aspirations.